Picture this: you’re rushing through the airport, juggling luggage, and hoping to snag some overhead bin space before it’s gone. The Delta SkyMiles® Gold American Express Card makes traveling easier with priority boarding, a free checked bag, and generous mileage rewards. Whether you’re a frequent Delta flyer or just looking to earn miles on everyday purchases, this card is designed to enhance your experience without adding unnecessary costs.
But is it the right fit for you? If you’re a travel enthusiast or a frequent Delta customer, this card could be an excellent option. To learn all the details, benefits, advantages and disadvantages, how to apply, and decide if it’s really a good option for you, read this article until the end.
Unlock Exclusive Travel Perks with the Delta SkyMiles Gold Amex
Rack Up Miles on Your Everyday Purchases
One of the standout features of the Delta SkyMiles Gold Amex is its rewarding mileage structure:
- 2x miles on Delta purchases – Earn double miles when booking flights directly with Delta.
- 2x miles at restaurants and U.S. supermarkets – Great for frequent diners and grocery shoppers.
- 1x mile on all other purchases – Earn miles on everything else you buy.
Travel Light, Save Big – First Checked Bag Free
If you frequently check bags when flying Delta, this perk alone can offset the annual fee. Delta charges $35 for the first checked bag each way, meaning a round trip can cost $70 per traveler. With this card, you’ll save up to $140 per round trip for two people, making it a valuable benefit for frequent flyers. The first checked bag is free for the cardholder and up to eight companions on the same reservation, translating to significant savings over multiple trips.
Skip the Line – Enjoy Priority Boarding Perks
Skip the long lines and settle into your seat faster. Main Cabin 1 Priority Boarding ensures you board earlier than most passengers, giving you extra time to get comfortable and find overhead bin space for your carry-on.
Score a $100 Delta Travel Credit Every Year
After spending $10,000 in a calendar year, you’ll receive a $100 Delta flight credit, making your future travels even more affordable.
Spend Abroad Without Extra Fees
Travel abroad without worrying about extra fees. The Delta SkyMiles Gold Amex lets you make purchases internationally without incurring foreign transaction charges.
What You Need to Know Before Applying
Do You Qualify? Credit Score & Approval Insights
To qualify for the Delta SkyMiles Gold Amex, you typically need a good to excellent credit score (700+ FICO). However, American Express also considers factors such as income, credit history, and existing customer relationships. If you have a slightly lower score but a strong income and responsible credit usage, you may still have a chance of approval. If your credit score is below this range, consider improving it before applying.
Annual Fee Breakdown – Is It Worth It?
- $0 for the first year, then $99 annually thereafter.
- While this fee is relatively moderate compared to premium travel cards, frequent Delta travelers are more likely to find it worthwhile.
Who Should Get This Card?
This card is most valuable for those who fly Delta often. If you frequently use other airlines, a more general travel rewards card might be a better fit.
Breaking Down the Fees – What You’ll Pay
- Annual Fee: $0 intro for the first year, then $99.
- APR: Variable APR based on creditworthiness.
- Balance Transfer Fee: Either $5 or 3% of the transfer amount, whichever is greater.
- Cash Advance Fee: 5% of the amount, with a $10 minimum.
- Late Payment Fee: Up to $40.
Your Guide to Applying for the Delta SkyMiles Gold Amex
How to Apply Online – Step-by-Step Guide
- Visit the Delta SkyMiles Gold card website:
- Locate the buttom and Click “Apply Now”.
- Fill in your personal details, including name, address, and Social Security Number (SSN).
- Provide financial information, such as your annual income and employment details.
- Review the terms and conditions before submitting your application.
- Receive an instant decision or wait a few business days for a response.
Prefer to Apply by Phone? Here’s How
Prefer to apply with the help of a representative? Call American Express customer service at 1-800-528-4800 and follow their instructions to complete the application process.
Contact Information for American Express
- Customer Service: 1-800-528-4800
- Website: www.americanexpress.com
- Live Chat: Available through your Amex online account
- Mobile App: Manage your account on iOS and Android
Frequently Asked Questions
1. Does the Delta SkyMiles Gold Amex offer lounge access?
No, this card does not include complimentary airport lounge access. If lounge perks are a priority, consider a premium travel card like the Delta SkyMiles® Platinum Amex.
2. Can I use my miles for anything other than flights?
Yes! Delta SkyMiles can be redeemed for flights, seat upgrades, vacation packages, and even merchandise through the Delta SkyMiles marketplace.
3. Will my miles expire?
No, Delta SkyMiles never expire, so you can save them for future travel.
4. How does the first checked bag benefit work?
As long as you use your Delta SkyMiles Gold Amex to book your ticket, your first checked bag is free on Delta flights. This also applies to up to eight additional travelers on the same reservation.
Our Final Take – Is This the Best Delta Card for You?
If you’re a frequent Delta flyer who values free checked bags, priority boarding, and solid travel rewards, the Delta SkyMiles Gold American Express Card is a great choice. While it lacks premium perks like lounge access, its affordable annual fee, generous mileage earning, and valuable flight credit make it a top contender for travelers who stick with Delta.
