CREDIT CARD
Mastercard

Choice Privileges Mastercard

4.5 - 5
💵
Annual Fee
0,00
💰
Minimum Income
Not disclosed
💳
Issuing Bank
Wells Fargo
🎖
Score
· High
SEE HOW TO APPLY

Imagine turning every dollar you spend into valuable travel rewards. Whether you’re a frequent traveler or just love getting more from your spending, the Choice Privileges® Mastercard® offers an exciting way to maximize your stays and everyday purchases. With perks like elite status, flexible point redemption, and exclusive travel benefits, this card is a must-have for savvy travelers.

Top Perks That Make This Card Stand Out

What sets the Choice Privileges Mastercard apart from other travel credit cards? It’s packed with benefits that elevate your hotel stays while rewarding you for daily expenses.

Earn More on What Matters

  • 5X points for every dollar spent at participating Choice Hotels, helping you earn free nights faster.
  • 3X points on gas, groceries, and home improvement store purchases—essentials that add up quickly.
  • 1X point per dollar on all other purchases, ensuring every expense works toward your next getaway.
  • Exclusive Welcome Bonus: Earn up to 40,000 bonus points after qualifying purchases—enough for up to five free nights at select properties.

Elite Status Perks Without the Extra Cost

  • Automatic Gold Elite Status, which includes perks like early check-in, late check-out, and 10% extra bonus points on stays.
  • Anniversary bonus of 30,000 points after spending $10,000 in a calendar year.

Flexible Redemption for Maximum Value

  • Use points for free hotel stays at more than 7,000 properties worldwide.
  • Convert points into gift cards, travel experiences, and even airline miles for extra flexibility.
  • No blackout dates on reward stays, giving you the freedom to book when it suits you.

World-Class Travel Protections & Benefits

  • Cell Phone Protection: Get up to $800 in coverage against damage or theft when you pay your monthly phone bill with the card.
  • Zero Liability Protection: Worry-free shopping with protection against unauthorized transactions.
  • Mastercard® World Elite Benefits: Gain access to concierge services, luxury hotel privileges, and exclusive discounts.
  • No foreign transaction fees, making it ideal for international travel.

The Powerhouse Behind the Card: Wells Fargo

The Choice Privileges Mastercard is issued by Wells Fargo, one of the most recognized financial institutions in the U.S. With a history dating back to 1852, Wells Fargo has built a reputation for innovation, security, and top-tier financial products.

Did You Know?

Wells Fargo was originally founded to provide banking services during the California Gold Rush. Today, it stands as a leader in credit card security, ensuring users can shop and travel with peace of mind.

Who Should Consider This Card?

This card isn’t just for frequent travelers—it’s for anyone looking to earn valuable rewards on everyday spending. Here are the people who can benefit the most:

Frequent Travelers & Choice Hotels Enthusiasts

If you stay at Choice Hotels often, this card is a no-brainer. The 5X points and elite status perks make your stays more rewarding and enjoyable.

Everyday Spenders Who Want More from Their Purchases

Even if you’re not always on the road, the 3X points on gas, groceries, and home improvement purchases mean you’ll be earning rewards quickly.

Budget-Conscious Consumers

With no annual fee and valuable rewards, this card is a smart choice for those who want to earn without added costs.

Start Maximizing Your Travel Benefits Today!

Why settle for an ordinary credit card when you can earn free stays, enjoy elite perks, and get exclusive travel benefits? The Choice Privileges Mastercard is your key to smarter travel and everyday rewards.

Click below to learn more and see if this card is right for you!

 

Expert Analysis

The Choice Privileges® Mastercard® is a top-tier travel card with no annual fee, elite hotel perks, and high rewards on hotels, gas, groceries, and more

SEE HOW TO APPLY

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+Positive Points

- High hotel rewards
- No annual fee
- Elite status perks
- No foreign fees

- Negative Points

- Limited redemption options
- No intro APR offer
- High variable APR
- Requires good credit

Expert Review

Fees
5,00
Benefits
4,00
Final Rating
4,50

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Annual Fee
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Annual Fee
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Minimum Income
Minimum Income
Not disclosed
Minimum Income
Not specified
Minimum Income
Not specified
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Score
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Required Credit Score
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Required Credit Score
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