CREDIT CARD
Mastercard

Apple Card

4.75 - 5
💵
Annual Fee
0,00
💰
Minimum Income
Not specified
💳
Issuing Bank
Goldman Sachs
🎖
Score
· Medium to High
SEE HOW TO APPLY

Managing your money doesn’t have to feel like a chore. With the Apple Card, your finances become as intuitive as the iPhone in your hand. From instant rewards to innovative budgeting tools, this card is more than just a payment method—it’s a seamless way to take control of your financial life.

Exclusive Benefits That Make the Apple Card Shine

Daily Rewards, Delivered Instantly

Tired of waiting weeks for your cashback rewards? The Apple Card makes earning rewards a daily affair:

  • 3% Daily Cash: Enjoy top-tier cashback for purchases made directly with Apple or partners like Uber, Nike, and Walgreens.
  • 2% Daily Cash: Earn rewards on everyday purchases made through Apple Pay.
  • 1% Daily Cash: Even when using the physical titanium card, you’ll still rack up cashback.

Picture this: you grab a latte on your morning coffee run, and by the time you’re sipping it, your cashback is already in your account. That’s the kind of immediate satisfaction the Apple Card delivers.

Your Wallet App: A Hub for Financial Wellness

The Apple Card integrates flawlessly into the Wallet app, transforming it into your personal financial assistant. Real-time notifications keep you updated on spending, while category-based summaries offer valuable insights into your habits. Need to stretch your budget? Use the visual payment tool to see how paying a little more can reduce your interest.

This is financial management reimagined for the 21st century.

Security That Sets the Standard

When it comes to security, the Apple Card doesn’t cut corners. Each purchase requires Face ID or Touch ID for authentication, ensuring that your transactions are secure. The sleek titanium card, free of visible numbers, adds an extra layer of privacy. Plus, Apple’s commitment to keeping your transaction data private means you can shop with peace of mind.

Goldman Sachs: A Legacy of Innovation in Finance

The Apple Card is brought to life through a partnership with Goldman Sachs, one of the most respected names in global banking. With over a century of financial expertise, Goldman Sachs is known for its forward-thinking approach, making it a natural collaborator for Apple’s first-ever credit card.

What makes this partnership special is how it blends Apple’s technological prowess with Goldman Sachs’ financial know-how. It’s a perfect example of innovation meeting tradition, creating a product that’s both reliable and groundbreaking.

Who Is the Apple Card Best Suited For?

Tech-Savvy Consumers

The Apple Card’s digital-first design is a perfect fit if you’re always on the cutting edge of technology. Its seamless integration with your devices makes managing your finances as effortless as scrolling through your apps.

Apple Pay Enthusiasts

The card rewards those who prefer contactless payments. If Apple Pay is already your go-to method, you’ll maximize your cashback rewards with every tap.

Budget-Conscious Spenders

The Apple Card’s no-fee structure is a breath of fresh air for those who want transparency in their financial tools. With no hidden fees, it’s designed to help you keep more of your money.

Families Seeking Shared Benefits

The Apple Card Family feature is ideal for households sharing financial resources. Whether co-owners are building credit together or teenagers are starting their credit journeys, this program adapts to your needs.

Take the Next Step Toward Smarter Spending

Why settle for the ordinary when you can have the extraordinary? The Apple Card offers a fresh perspective on what a credit card can be, blending ease, rewards, and cutting-edge features. Tap below to explore how this card can elevate your financial game.

Fees and Charges

Interest Rate for Revolving Credit

Variable 15.49% - 26.49%

SOURCE

Apple official website

Expert Analysis

The Apple Card delivers fee-free simplicity, instant Daily Cash rewards, and seamless integration with the Wallet app, designed exclusively for iPhone users seeking smarter financial tools.

SEE HOW TO APPLY

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+Positive Points

- No annual fees
- Daily Cash rewards
- Apple Pay integration
- High security features

- Negative Points

- High APR for some
- Limited reward categories
- Requires iPhone for use
- No traditional signup bonuses

Expert Review

Fees
5,00
Benefits
4,50
Final Rating
4,75

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Annual Fee
Annual Fee
0,00
Annual Fee
0,00
Annual Fee
Free
Minimum Income
Minimum Income
Not specified
Minimum Income
Not specified
Minimum Income
Not specified
Card Network
Card Network
Mastercard
Card Network
Visa
Card Network
Mastercard
Score
Required Credit Score
Medium to High
Required Credit Score
Medium to High
Required Credit Score
High
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