When choosing a credit card, finding one that fits your needs while offering added perks can make all the difference. One of the most popular benefits is a no-issuance fee, meaning you can get your credit card without any upfront costs.
We’ve compiled a list of the best credit cards in the U.S. that come with no issuance fees. Discover how you can get started without paying any upfront fees and enjoy all the benefits your new card has to offer. Let’s dive into these great options!

Wells Fargo Active Cash Card
Annual Fee:
$0 per month
Minimum Income:
Not publicly disclosed

Chase Freedom Flex
Annual Fee:
$0
Minimum Income:
Not specified

Kroger Rewards World Elite Mastercard
Annual Fee:
$0
Minimum Income:
Not disclosed

Citi Custom Cash Card
Annual Fee:
$0
Minimum Income:
Not publicly disclosed

Macy’s American Express Card
Annual Fee:
Free
Minimum Income:
Not disclosed

Macy’s Credit Card
Annual Fee:
No monthly fee
Minimum Income:
Not disclosed

Citi Simplicity Card
Annual Fee:
Gratuit
Minimum Income:
Not disclosed
Delta SkyMiles Gold American Express Card
Annual Fee:
$0,00
Minimum Income:
Not specified
Ally Everyday Cash Back Mastercard
Annual Fee:
$39
Minimum Income:
Not specified

Ally Platinum Mastercard
Annual Fee:
0,00
Minimum Income:
Not specified